Education is not the filling of a pail, but the lighting of a fire. - William Butler Yeats
If you are hiring your first employee or you have a number of members on your team, providing comprehensive employee benefits is an ongoing challenge for any employer. The employer is faced with balancing the budgeting struggles with the desire to attract and retain talented employees. It seems that employers are beginning to see that health insurance is an investment in employee wellness, not an expense.
We will work with you to establish a multi-year plan for your benefits package. We will explore options for building or changing that package in a step-by-step fashion over the course of two to three years. We will help you communicate the value of the benefits and remind employees of the importance of being proactive with their health. It helps control the cost of health care and reduces absenteeism.
As a service to our clients, we annually market their current coverage, prior to the policy renewal, with over 10 different carriers and a variety of plan designs. Naturally, we want to ensure that our clients are receiving the benefits they desire for the best possible value. To achieve this, we work with our clients in selecting products that meet their financial goals and benefit requirements.
Beyond annual reviews of a group's current coverage, we believe in providing service to our clients throughout the year by offering the following:
- Quarterly Service Calls
- Assistance with enrollment of new employee applications
- Assistance with claim or billing problems
- Assistance with any other plan administration
- Employee meetings
For Customer Service Questions Contact:
Ron Cisco
Account Manager
(925) 284-5433 ext.125
rcisco@callahaninsurance.com
"This is to thank you for the years of good service you have provided my clients. In 35 years as an administrator of service businesses I have never found a broker that gives consistently excellent service that Koshich & Callahan has provided. You are truly masters of good service. Your staff is professional, friendly, patient and always seem to be available by phone. They follow through quickly with resolutions to inquiries. Moreover, you have demonstrated excellent ability to solve underwriting problems. There were times when you were able to get coverage in desperate conditions. Your willingness to make house calls and presentations to employee or owner groups to explain insurance programs is a valuable service as well.
I cannot thank you enough for good service you have given my clients and for making me look good. I continue to have total confidence in you firm's advice.
John M. Charnon
John M. Charnon Law Office Administration

